Welcome To Provida

The Provida Financial Services Group was founded in 2006 by Shivi Malik – a core strength from day one was personalized and tailored service for each client.  In order to satisfy the needs of our clients we have grown to provide a comprehensive range of financial services from home loans and leasing to complex Financial planning.

We provide these services to a broad range of clients, across a diverse range of industries and professions. Our commitment to providing a personal service and professional results has enabled us to develop long term relationships with our clients some of whom we have had the pleasure of working through generations. We like to build long term relationships as they enable us to build an in depth knowledge of your financial affairs and objectives, enabling us to provide on-going proactive advice to help you reach your financial goals at each and every stage of your life.

We take pride in our ability to discern our client’s circumstances and tailor advice according to their needs; our clients receive empathy, depth and care through our financial services.

Our Vision – Creating Prosperity

Prosperity doesn’t just show up. You have to be at the right point of consciousness to create abundance in every area of your life. And once you are there, you have to take action to change your thoughts, beliefs, emotions and behavior patterns in order to allow a new condition in your life to develop.

If you long to experience prosperity, somehow, you will have to draw in what you need in terms of people, things or money in order to feel satisfied. Prosperity is not something that is given to us by some unseen force, it is a habit we have to develop.

The team at Provida partners with you on this journey. We help you identify your goals, provide  information and strategies to develop a plan and assist you with funding and tools to achieve these goals.

Meet Our Team

Shivi Malik
Shivi MalikDirector – Principal Adviser
Ravikant Malik
Ravikant MalikPractice Manager
Timothy Mcdonald
Timothy McdonaldCredit Manager
Calixta Ilagan
Calixta IlaganCustomer Service Officer – Lending
Lawrence Mendoza
Lawrence MendozaAdmin – Back Office

Our Partners


Provida Finance Pty Ltd (ABN 14 116 454 338) is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523, to provide services related to financial products only.


Provida Finance Pty Ltd (ABN 14 116 454 338). Credit Representative 397615 is authorised under Australian Credit Licence no. 389328. The authorisation under Australian Credit Licence 389328 is not associated with Infocus Securities Australia Pty Ltd

Shivi Malik & Provida Finance Pty Ltd are authorised by Infocus Securities Australia Pty Ltd (ABN 47 097 797 049) AFSL and Australian Credit Licence No. 236523 to provide services related to financial products only.

Credit services are provided by Shivi Malik & Provida Finance Pty Ltd under authorisation of Connective Credit Services Pty Ltd.


This site is provided by Provida Finance Pty Ltd on an “as is” basis. Provida Finance Pty Ltd makes no representations or warranties of any kind express or implied, as to the operation of the site or the information, content, materials, or products included on this site.

To the full extent permissible by applicable law, Provida Finance Pty Ltd disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Provida Finance Pty Ltd will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

This site is created and controlled by Provida Finance Pty Ltd in NSW, Australia.  As such, the laws of NSW and Australia will govern these disclaimers, and terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, and terms and conditions at any time.

Should you choose to act on any of the information included in the website, you accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this site and any information or material available from or through it to the maximum permitted by law.

Provida Finance Pty Ltd limits any liability that cannot be excluded to restoring the service, re-supplying the material or refunding any amount paid to Provida Finance Pty Ltd for the service or material.

Any products or services provided by Provida Finance Pty Ltd may be modified over time.

None of the information and data contained in this website nor any opinion expressed constitutes a specific recommendation to purchase or sell a financial product, or to provide financial product advice.

Provida Finance Pty Ltd and its associates is not engaged in rendering any legal or professional services by placing these general informational materials on this website.  We are not Licenced tax agents.

Provida Finance Pty Ltd makes no representations or warranties about the accuracy or completeness of the information contained on this website. Any links provided to other server sites are offered as a matter of convenience and in no way are meant to imply that Provida Finance Pty Ltd endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses any information contained on those sites, unless expressly stated.

Provida Finance Pty Ltd does not warrant or represent that the site is error free or free from viruses or defects. You must do all that is necessary (including using virus checking software) to satisfy yourself that accessing this website will not adversely affect your computer system(s).

Provida Finance Pty Ltd is the copyright owner of all text and graphics contained on this website, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of their respective owners. You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without prior written permission of Provida Finance Pty Ltd.

Permission to use and reproduce documents and related graphics available from this website is granted, provided that:

1) the below copyright notice appears in all copies and that both the copyright and this permission notice appear;   2) use and reproduction of documents and related graphics available from this website is limited to personal, non-commercial use;   3) no documents or related graphics, including logos, available from this website are modified in any way; and   4) no graphics, including logos, available from this website are used separate from accompanying text. Use or reproduction for any other purpose is expressly prohibited by law, and may result in civil and criminal penalties.

Violators will be prosecuted to the maximum extent possible.

If any part of this disclaimer is held to be invalid, unenforceable or illegal for any reason, the remaining parts of the disclaimer shall nevertheless continue in full force.

This site is only relevant to Australian residents.

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Provida FSG and Privacy Policy