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Every company that was ever formed on the face of earth, began with a simple concept. The concept to change the way businesses are done, and the way people’s lives are transformed for good. Shivi Malik founded the Provida Financial Services Group in 2006, with the same idea and intent in her mind. A concept that is built around the idea of Prosperity.

What began as a small step, decade and a half back, Provida is today one of the leading names in the financial services sector, that offers a bouquet of curated financial services – from home loans to leasing, from debt consolidation to a range of well-thought out financial plans. And the mantra is simple: every individual is different, and so are his financial goals.




Shivi Malik

Director – Principal Adviser


Provida Finance Pty Ltd (ABN 14 116 454 338) is a Corporate Authorised Representative of Templeton (Aust) Financial Services Pty Ltd (ABN 99 641 075 952) AFSL  No. 523831, to provide services related to financial products only.


Provida Finance Pty Ltd (ABN 14 116 454 338). Credit Representative 397615 is authorised under Australian Credit Licence no. 384324. The authorisation under Australian Credit Licence 384324 is not associated with Templeton (Aust) Financial Services Pty Ltd

Credit services are provided by Shivi Malik & Provida Finance Pty Ltd under authorisation of Outsource Financial Pty Ltd.


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To the full extent permissible by applicable law, Provida Finance Pty Ltd disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Provida Finance Pty Ltd will not be liable for any damages of any kind arising from the use of this site, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.

This site is created and controlled by Provida Finance Pty Ltd in NSW, Australia. As such, the laws of NSW and Australia will govern these disclaimers, and terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, and terms and conditions at any time.

Should you choose to act on any of the information included in the website, you accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this site and any information or material available from or through it to the maximum permitted by law.

Provida Finance Pty Ltd limits any liability that cannot be excluded to restoring the service, re-supplying the material or refunding any amount paid to Provida Finance Pty Ltd for the service or material.

Any products or services provided by Provida Finance Pty Ltd may be modified over time.

None of the information and data contained in this website nor any opinion expressed constitutes a specific recommendation to purchase or sell a financial product, or to provide financial product advice.

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